I find it hard to believe that the last time I posted was for LAST week's Ask Momma Wednesday...but ok, here goes!
My question is also about money (see Nomie's post). Health insurance - When I had our son, I was working full time and had my own insurance, which had fantastic coverage. We didn't pay a dime for the actual care or delivery. Once that business closed, and I became self employed, i went on my husband's insurance. Right from the get-go, it was WAY more expensive and covered less! Now we're thinking of #2, and the rates have gone up once again, leaving us with a tough decision. I can't get insurance elsewhere, I've looked & searched & tried. So, we've decided to go for a high deductible plan for the birthing year because the overall costs will be less...but my question is how to save for the upfront costs? We have enough trouble month to month getting by as it is, I don't know how do deal with this new loop.
What ways do you cut back on expenses or save on current ones?